Modern Model of Workplace Training: Education Through Real Banking Processes

       As part of the workplace training initiative, practice supervisors of the “Finance (by sectors)” program at the College of Economics and Law, E. Kadyrova and A. Kalmurzaeva, organized on-site training for students at the Optima Bank branch in the city of Manas.

     The director of the Manas branch of Optima Bank, Paizov Zharkynbek Mamazakirovich, provided students with detailed explanations in the following areas:

-          assessing the impact of inflation on a company’s activities;

-          procedures for settlements with other institutions;

-          specifics of cooperation between enterprises and banks;

-          the bank’s advertising activities, their economic importance, and marketing strategies.

         He noted that the bank’s marketing department is highly developed, and every employee essentially works as a marketer, actively participating in attracting clients. This information sparked great interest among the students and deepened their theoretical understanding through an engaging question-and-answer session.

In addition, the bank’s underwriter, Razabaev Erkin Toktosunovich, provided practical insights on the following topics:

-          identifying internal and external risks of an enterprise;

-          methods of reducing and preventing risks;

-          the importance of ensuring financial security.

Through real banking examples, students learned the specifics of risk management and gained valuable practical skills.

     Later, the head of the loan department, Shishkaraev Joomart Kozubaevich, presented information on:

-          types of loans, interest rates, and issuance procedures;

-          the specifics of working with clients;

-          assessing a client’s solvency and service culture.

This information was especially important for strengthening the professional competencies of future finance specialists.

       Optima Bank’s branch provided workplace training in accordance with requirements, giving each student the opportunity to acquire practical skills under the guidance of bank employees. This activity enhanced students’ professional readiness, expanded their understanding of the banking sector, and created conditions for confident steps toward their future career paths.